This bank was born because of this community. A place of such tradition, independence, and strength needed a native financial institution. It did not deserve a choice only among banks whose assets were owned elsewhere.
In 1995, Thomas County did not have its own bank - unlike almost every other county in our state. The founders of Thomasville National Bank wanted something better for the place they called home. Pride was certainly an underlying principle, but pure practicality was equally important. We knew a bank focused on the unique needs of Thomasville and its region could serve our people better.
Big banking companies write "policy" from headquarters, often hundreds and hundreds of miles away, often for hundreds of banks. They're keeping a whole system intact, protecting the weakest link sometimes at the expense of strong ones. How can they look at individual cases when the aggregate is all?
The focus of TNB is on how to do a better job with a customer's account, not on acquisitions, mergers, and a multi-state bottom line. We write our policy here; we adapt it for the people we know.
The TNB idea has worked - phenomenally. Almost immediately we became one of the most successful new banks in recent history. In 30 days, 450 local investors raised $6 million. Operations began in October 1995 in a temporary facility. The three months of 1995 operations exceeded what had been projected for twelve. In January 1997 a new landmark building opened at 301 N. Broad Street: 10,700 square feet within a gracefully balanced structure in which our whole city takes pride.
From the beginning, TNB's goals have been soundness, profitability, and growth - in that order. In our third year, all have been fulfilled, none compromised. In October 1998, we opened a new full service branch on Remington Avenue adjacent to Publix. We have struck a chord with our community.
Why has TNB been so successful - producing strong returns for shareholders, benefiting local economic development? It always comes back to people. This bank was built from the bottom up by local residents. They are dedicated. They are experienced, with an average of 14 years in local banking. They are responsible.
Truly unique at Thomasville National Bank is the authority that employees have at every level. Whether at a lobby desk or in loan operations, they can make decisions to help customers. Many banks boast of "personal" banking, but the proof of our person-to-person attitude is in action. When a customer needs a special solution or a problem solved, our employees can do it. There is no wall between them and the people they serve, no faceless authority far away.
Thomasville National Bank is our community: Its customers, its employees, its officers are one. TNB's shareholders do truly share - in a success story still being told.